Skilled Legal Help For Your Raleigh Uninsured And Underinsured Motorist Claim
Car accidents can leave lasting physical, emotional and financial scars, especially when the at-fault driver lacks adequate insurance coverage. If you have been injured in a car accident involving an uninsured or underinsured driver, understanding your rights under North Carolina uninsured motorist laws is crucial.
At Do the Math, we have a proven track record of helping victims in Raleigh and surrounding areas recover after devastating accidents. Our team of skilled lawyers focuses on personalized client care, thorough case preparation and aggressive advocacy. Whether you are contending with complex insurance claims or pursuing compensation for serious injuries, we will stand by your side every step of the way.
Protecting Yourself After An Accident
North Carolina requires all drivers to carry minimum liability coverage of:
- $30,000 per person for injuries
- $60,000 per accident for total injuries
- $25,000 for property damage
Unfortunately, these limits are often insufficient for covering severe injuries or extensive property damage. Worse, some drivers carry no insurance at all, leaving victims to shoulder the burden of medical expenses, lost wages and other damages.
Understanding Uninsured And Underinsured Coverage
If you’re hit by a driver with no insurance, your uninsured motorist (UM) coverage can help. This coverage applies in cases like hit and run accidents or when the at-fault driver is uninsured.
For accidents where the negligent driver’s insurance is not enough to cover your losses, underinsured motorist (UIM) coverage may apply. This supplemental insurance bridges the gap between the at-fault driver’s policy limits and the compensation you need.
Why You Need A Lawyer
Navigating insurance claims can be complex, especially when dealing with UM or UIM policies. At Do the Math, our experienced attorneys will:
- Investigate the accident thoroughly
- Negotiate aggressively with your insurance provider
- Seek maximum compensation for your medical bills, pain and suffering and lost wages
We understand how overwhelming the aftermath of a car accident injury can be. That is why we work on a contingency fee basis, meaning you do not pay unless we recover compensation for you.
Contact Us Today
If you have been injured in a car accident involving an uninsured or underinsured driver in Raleigh, you do not have to face this alone. Let Do the Math fight for the justice and compensation you deserve. Call us today at 919-335-5291 or contact us online for a free consultation.